Electric Mountain Bike Finance with Klarna

Financing

Pay over time.

• Spread the cost of your purchase into equal monthly payments without paying interest.
• No complex forms during the Klarna Account application - only 4 steps!
• Credit decision made in real-time*.
• Once approved, you will start a Klarna Account and make payments monthly.
• You can also use this Account to finance future purchases up to your credit limit.
• No passwords to remember. You will be emailed monthly statements.
• You can choose at any time to start paying the minimum monthly payment instead with interest.
• You’re in control. Better management of your finances to spend how and when you want.

* Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

How it works.

1. Add items to your basket and go to the checkout.
2. Select ‘Pay monthly with Klarna’ and choose your promotional plan to start the online application process.
3. Provide information about your financial circumstances and carefully read the pre-contract and information documents.
4. Read the Klarna Account Agreement and click “sign” to confirm that you want to apply. The credit decision will be made instantly.
5. If you are approved, Klarna sends you a confirmation by email and sends the Klarna Account agreement by post. Confirmation and monthly statements with payment instructions are sent by email.
6. It’s easy to use again - once you’ve been approved you can order in the future with just one click.
   
   *Credit is offered subject to financial circumstances. You must be at least 18. 

Financing - Representative Example

Terms and Conditions

Haibike UK is a trading name of Raleigh UK Limited and is authorised and regulated by the Financial Conduct Authority for the purposes of credit broking Registered office: Raleigh UK Limited, Church Street, Nottingham, NG16 3HT Company number: 00139076. Credit is provided by Klarna Bank AB which is authorised and regulated by the Swedish Financial Supervisory Authority, with limited supervision by the Financial Conduct Authority and Prudential Regulation Authority in the UK. Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.

Credit/Loans are subject to status and eligibility. Restricted to permanent UK residents aged 18 and over. In some circumstances, a deposit may be required: this will be advised at time of application. A full credit check will be undertaken on all applications over 3 months. Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Haibike UK is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. 

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.